Ledgerly
iPhone app for logging financial transactions with multi-currency support and Siri shortcuts
iOS app Rated 7 Oct 2026
- Built by
Yohannes Haile
Float
319/500Where it landed on the scale
0
300
400
Summary
Ledgerly is a full, live App Store product that's been shipped steadily for 8 months, with versions up to 2.7 and a small paid base. Revenue is tiny (about $33 total, 4 paid plans), there's no Android release anymore, and little in it would be hard for someone else to copy. It's a credible early-stage indie app that has yet to prove it can sustain itself.
Float · Real and alive, but nothing stops a copy yet.
Breakdown
Five measures, 100 points each. Open the receipts under any of them to see the posts and pages behind the points.
Viability
Is there a real problem, someone who would pay, and a market this builder can actually reach?
There's a real problem (multi-currency net worth tracking for people with offshore accounts) and a working subscription, but paid traction is a handful of users and ETB-based payment is blocked. Ethiopia isn't an App Store region, which limits the local market.
42/100
Rubric 41–60Plausible users and a believable way to charge them. Not yet shown to work.
Receipts (4)
Only $33 earned in total, which shows the model works but hasn't been proven at scale.
“Made only $33 with Ledgerly so far The rumors of Rocket Money acquiring me are highly exaggerated”
Post · @XcodeAndChill · 4 Sept 2026 · open on Telegram (opens in a new tab)
Local users have to work around Ethiopia not being an App Store region and Apple Wallet not supporting Ethiopian cards.
“Birhan Nega is my second paying user. He insisted on subscribing for Ledgerly Pro despite all the blockers with Ethiopia not being an App Store region and also Apple Wallet not supporting cards issued in Ethiopia. I want to thank him and everyone who's been sharing my updates on Ledgerly and the other iOS apps I am shipping since June. You have no idea how much this means to me considering all t”
Post · @XcodeAndChill · 29 Jul 2026 · open on Telegram (opens in a new tab)
171 downloads, 45 monthly active users and 4 paid plans show real but small usage.
“Ledgerly Milestones - 171 First-time downloads - 45 Monthly Active Users - 24.5 messages/day processed through Auto Ledger - 4 Paid Plans”
Post · @XcodeAndChill · 4 Sept 2026 · open on Telegram (opens in a new tab)
The pitch of handling offshore accounts and multiple currencies targets a real gap for local users.
“What distinguishes ledgerly from other finance apps in the community is that you can work with multiple currencies and handle your off-shore accounts and transactions. Not only that, your net worth gets calculated accurately by accounting for your tangible assets, investments, receivables, and liabilities too unlike other apps that tell you you are worth this much by just summing up what you hav”
Post · @XcodeAndChill · 5 Feb 2026 · open on Telegram (opens in a new tab)
Moat
What stops someone copying it?
The edge is mostly execution and feature breadth, and the creator says the app was fully built with Codex CLI, so it's easy to rebuild. Auto Ledger parsing of USD payment emails (Dukascopy first) and the ETB-plus-offshore focus add a little niche depth.
22/100
Rubric 21–40The only edge is execution, or being first.
Receipts (3)
The creator says Ledgerly was 100% vibe-coded with Codex CLI, which shows how low the build barrier is.
“fun fact: 90% of yohanneswrites.com was vibe-coded with jules fun fact: 100% of ledgerly was vibe-coded with codex cli”
Post · @XcodeAndChill · 26 Jan 2026 · open on Telegram (opens in a new tab)
Auto Ledger+ parses supported USD payment emails such as Dukascopy, which is a small niche integration.
“Introducing Ledgerly 2.7 — More Ledger Ledgerly 2.7 reimagines how you log money beyond ETB. With Auto Ledger+, Ledgerly Pro users can begin automatically recording supported USD payment emails, starting with Dukascopy. We’re also adding 27 new actions for Siri and Shortcuts, making it easier to get more from Ledgerly with or without Apple Intelligence. These expanded capabilities will be availa”
Post · @XcodeAndChill · 17 Sept 2026 · open on Telegram (opens in a new tab)
The creator acknowledges similar competing finance apps exist in the local scene.
“@Robi_makes_stuff (Robi) made the macOS client of Odit open source. I just forked it, and I will see if I can help him ship it to the App Store or other stores (since macOS apps do not need to be from the App Store necessarily). I personally admire Robi and his attention to detail when it comes to UI/UX. I may nudge him to take this project seriously and maintain his support, because I assume ther”
Post · @XcodeAndChill · 31 May 2026 · open on Telegram (opens in a new tab)
Momentum
Did the updates keep coming?
It's been worked on across 8 months with updates in every one, from the 2.x releases through 2.7 on 2026-09-18. Shipping has been steady and recent.
100/100
- Sustained shipping60/60
Worked on across 8 months.
- Consistency40/40
Updates in 8 of 8 months.
Receipts (2)
Earliest post about it.
“Introducing Ledgerly 2.7 — More Ledger This version reimagines the experience of logging transaction that are beyond ETB and beggins the long commitment of supporting USD-backed automated transaction logging with Auto Ledger+ coming to Ledgerly Pro users. With 27 additional Siri shortcuts, it will be much easer to extract more from the app with or without Siri AI. This expanded capability is co”
Post · @XcodeAndChill · 24 Jan 2026 · open on Telegram (opens in a new tab)
Most recent post about it.
“Rate and review Ledgerly if you’ve used it so far, please https://apps.apple.com/us/app/ledgerly-net-worth-tracker/id6773573490”
Post · @XcodeAndChill · 19 Sept 2026 · open on Telegram (opens in a new tab)
Infrastructure
Does a real, working product exist?
A full, working iPhone app is live on the App Store with budgets, investments, multi-currency and Siri actions. The Android build and open-source repo are no longer available, so it's one platform.
93/100
- It's live20/20
https://novarch.lol/announcements responded when checked.
- HTTPS5/5
Served over HTTPS.
- Real product35/35
A full working iOS app is live on the App Store with budgets, goals, investments, net worth, 175+ currencies, Siri actions and backup/export, and it's reached version 2.7.
- Own home10/10
Has a store listing.
- Maintained15/15
Last sign of shipping 2026-09-19.
- Operations8/15
There's a studio site with announcements, a privacy policy, a support contact, TestFlight betas and a feedback form. But there's no backend accounts system (it's offline-first), no public docs or status page, and the Android build and GitHub repo are gone.
Receipts (5)
https://novarch.lol/announcements responded when checked.
Checked 7 Oct 2026 · novarch.lol/announcements (opens in a new tab)
The App Store listing is live, with a detailed feature set, last updated 2026-09-18.
Checked 7 Oct 2026 · apps.apple.com/us/app/ledgerly-net-worth-tracker/id6773573490 (opens in a new tab)
Version 2.7 was released on the App Store.
“Ledgerly 2.7 is available on the App Store [Download]”
Post · @XcodeAndChill · 18 Sept 2026 · open on Telegram (opens in a new tab)
It describes 175+ currencies and Pro tiers inside the app.
“- Ledgerly supports over 175 currencies - Ledgerly focuses on net worth allocation rather than expense tracking or mindless budgeting - Ledgerly gives you the tools to track and monitor your assets including tangible ones, investment holdings (be it stocks or crypto), receivables (money owed to you) and also makes it clearer for you to see where you stand by accounting to money you owe others (”
Post · @XcodeAndChill · 21 Jul 2026 · open on Telegram (opens in a new tab)
The Novarch announcements site is live and has a support contact.
Checked 7 Oct 2026 · novarch.lol/announcements (opens in a new tab)
Sustainability
Is it being set up to last?
It's distributed on the App Store and has a subscription, but revenue so far is about $33 with 4 paid plans and no stated prices, and the studio itself says running costs are heavy. The creator is committed and has a small team, but it hasn't yet shown it can pay for itself.
62/100
- Distribution30/30
Listed on the App Store.
- Payments0/15
No payment provider found.
- Pricing0/10
No pricing found on the site.
- Revenue4/5
The creator openly reports paying subscribers and about $33 in total revenue, which is real but tiny.
- Privacy policy7/7
Has a privacy policy.
- Terms0/5
No terms of service found.
- Support8/8
A way to reach support.
- Commitment13/20
There's a dedicated Telegram channel and club, a long run of versioned releases, early adopters credited by name, and a two-person studio. But the Android effort was dropped and the open-source repo is no longer reachable.
Receipts (6)
Listed on the App Store.
Checked 7 Oct 2026 · apps.apple.com/us/app/ledgerly-net-worth-tracker/id6773573490 (opens in a new tab)
Has a privacy policy.
Checked 7 Oct 2026 · novarch.lol/privacy (opens in a new tab)
States $33 made with Ledgerly so far.
“Made only $33 with Ledgerly so far The rumors of Rocket Money acquiring me are highly exaggerated”
Post · @XcodeAndChill · 4 Sept 2026 · open on Telegram (opens in a new tab)
Reports 4 paid plans.
“Ledgerly Milestones - 171 First-time downloads - 45 Monthly Active Users - 24.5 messages/day processed through Auto Ledger - 4 Paid Plans”
Post · @XcodeAndChill · 4 Sept 2026 · open on Telegram (opens in a new tab)
Announces a third paying user.
“Ledgerly has its 3rd paying user and this one is special because I don't really know who that is”
Post · @XcodeAndChill · 8 Aug 2026 · open on Telegram (opens in a new tab)
A dedicated Ledgerly channel is live and was last posted to on 2026-09-19.
Checked 7 Oct 2026 · t.me/ledgerlyopen (opens in a new tab)