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Moat or Bloat

Bill Splitter App

Split bills among friends with VAT and service charge calculations

Web app Rated 7 Oct 2026Dormant

Bloat

147/500

Where it landed on the scale

Bloat
0
Float
300
Moat
400

Summary

A working, well-thought-out bill splitter that handles local quirks like VAT-exclusive menu prices and uneven splits. It's a small free utility with no revenue path, no accounts, and no updates since June 2025, so it reads as a polished side project more than a business.

Bloat · Not much here works or looks likely to last, yet.

Breakdown

Five measures, 100 points each. Open the receipts under any of them to see the posts and pages behind the points.

Viability

Is there a real problem, someone who would pay, and a market this builder can actually reach?

The problem is real, since splitting bills with VAT and service charge is a common annoyance. But it's a free utility with no pricing, no payments, and no obvious way to charge for it.

30/100

Rubric 21–40A real problem, but no plausible path to anyone paying, or a market well out of this builder's reach.

Receipts (2)
  1. Frames the problem clearly: friends see VAT-exclusive prices while the bill adds VAT and a variable service charge.

    “Check out my *cough* claude’s *cough* latest project The Bill Splitter App Ever been at a place with friends, ordered food and drinks (and maybe other things?😗) and you had to Split the bill? Even worse… Some in the gang know the price of stuff that they consumed, while some others are only looking at the vat exclusive price that came up on the bill (ugh!) And on top of all of that, there is s”

    Post · @TemCooks · 4 Jan 2025 · open on Telegram (opens in a new tab)

  2. The live site shows no pricing, payments, or accounts, so there's no path to revenue.

    Checked 7 Oct 2026 · bills.tem.works (opens in a new tab)

Moat

What stops someone copying it?

It's a small calculator that was built by prompting AI tools, so anyone here could rebuild it in a weekend. The 15% VAT handling is a local touch but easy to copy.

12/100

Rubric 0–20A thin wrapper or a clone that anyone here could rebuild in a weekend.

Receipts (2)
  1. The creator says it was built fully on Bolt through prompting alone, which shows how easy it is to replicate.

    “And while on one side, a lot of friction is about to go away (especially that design to code 10% non adherence), On the other side, I don’t know how to feel about it. What about technical concepts like DOM, code level accessibility and clean code that designers aren’t trained to write? Other than that, I was checking out the figma dev mode MCP, which kinda gives models some guard rails… since adh”

    Post · @TemCooks · 7 Jun 2025 · open on Telegram (opens in a new tab)

  2. Features like inclusive/exclusive VAT and equal split of unequal orders are useful but not hard to reproduce.

    “Meet Split/it! The cleanest bill spliting app that saves friend groups from splitting up😂 Find it at bills.tem.works Some of the things you can do: - Add an unlimited amount of friends, list out what they each had - Option to add what you used inclusive/exclusive of VAT (for those times where you see what you had on the bill but the bill calculates VAT at the bottom, not per item) - Ability to ”

    Post · @TemCooks · 29 May 2025 · open on Telegram (opens in a new tab)

Momentum

Did the updates keep coming?

Worked on across about five months, with a V1 in January and a V2 in late May 2025. Nothing has shipped since June 2025, so momentum has faded.

14/100

  • Sustained shipping10/60

    Worked on across 5 months.

  • Consistency4/40

    Updates in 3 of 6 months.

  • Quiet

    No update for 487 days, so scaled to 20%.

Receipts (2)
  1. Earliest post about it.

    “Check out my *cough* claude’s *cough* latest project The Bill Splitter App Ever been at a place with friends, ordered food and drinks (and maybe other things?😗) and you had to Split the bill? Even worse… Some in the gang know the price of stuff that they consumed, while some others are only looking at the vat exclusive price that came up on the bill (ugh!) And on top of all of that, there is s”

    Post · @TemCooks · 4 Jan 2025 · open on Telegram (opens in a new tab)

  2. Most recent post about it.

    “And while on one side, a lot of friction is about to go away (especially that design to code 10% non adherence), On the other side, I don’t know how to feel about it. What about technical concepts like DOM, code level accessibility and clean code that designers aren’t trained to write? Other than that, I was checking out the figma dev mode MCP, which kinda gives models some guard rails… since adh”

    Post · @TemCooks · 7 Jun 2025 · open on Telegram (opens in a new tab)

Infrastructure

Does a real, working product exist?

A real, working app is live on its own domain with a useful feature set. It stays a thin front-end tool with no accounts, backend, or docs.

63/100

  • It's live20/20

    https://billspliter-by-tem.vercel.app/ responded when checked.

  • HTTPS5/5

    Served over HTTPS.

  • Real product25/35

    It works and has a decent feature set (VAT toggle, service charge, bill comparison, PNG export), but it's a single-purpose client-side tool without accounts or persistence.

  • Own home10/10

    Lives on its own domain (bills.tem.works).

  • Maintained0/15

    Last sign of shipping 2025-06-07.

  • Operations3/15

    It's a live site on a custom domain with a V1 to V2 move, but there are no accounts, backend, docs, API, status page, or other platforms.

Receipts (5)
  1. https://billspliter-by-tem.vercel.app/ responded when checked.

    Checked 7 Oct 2026 · billspliter-by-tem.vercel.app (opens in a new tab)

  2. Lists a sizeable working feature set including unlimited friends, total comparison, and PNG summary download.

    “Meet Split/it! The cleanest bill spliting app that saves friend groups from splitting up😂 Find it at bills.tem.works Some of the things you can do: - Add an unlimited amount of friends, list out what they each had - Option to add what you used inclusive/exclusive of VAT (for those times where you see what you had on the bill but the bill calculates VAT at the bottom, not per item) - Ability to ”

    Post · @TemCooks · 29 May 2025 · open on Telegram (opens in a new tab)

  3. The site is live on its own domain and responds.

    Checked 7 Oct 2026 · bills.tem.works (opens in a new tab)

  4. The crawler found no docs, accounts, or status page.

    Checked 7 Oct 2026 · bills.tem.works (opens in a new tab)

  5. Shows a move to a custom domain for V2.

    “Fucked around and made the V2 of the bill splitter, you can find it at bills.tem.works”

    Post · @TemCooks · 27 May 2025 · open on Telegram (opens in a new tab)

Sustainability

Is it being set up to last?

It's distributed as a plain web app on its own domain, but it has no pricing, payments, privacy policy, terms, or support contact. The creator calls it a quick standalone project, and there's no sign of ongoing commitment.

28/100

  • Distribution25/30

    A web app on its own domain.

  • Payments0/15

    No payment provider found.

  • Pricing0/10

    No pricing found on the site.

  • Revenue0/5

    No post mentions paying customers or revenue, and the app has no payment provider or pricing.

  • Privacy policy0/7

    No privacy policy found.

  • Terms0/5

    No terms of service found.

  • Support0/8

    No support contact found.

  • Commitment3/20

    The creator shipped a V1 and a V2 and renamed it Split/it, but there's no team, roadmap, dedicated channel, or funding, and activity stopped in June 2025.

Receipts (4)
  1. A web app on its own domain.

    Checked 7 Oct 2026 · bills.tem.works (opens in a new tab)

  2. No payments or prices found on the site.

    Checked 7 Oct 2026 · bills.tem.works (opens in a new tab)

  3. Shows a V2 rebuild months after V1.

    “Fucked around and made the V2 of the bill splitter, you can find it at bills.tem.works”

    Post · @TemCooks · 27 May 2025 · open on Telegram (opens in a new tab)

  4. Calls it a standalone quick project, and the creator's focus is elsewhere.

    “And while on one side, a lot of friction is about to go away (especially that design to code 10% non adherence), On the other side, I don’t know how to feel about it. What about technical concepts like DOM, code level accessibility and clean code that designers aren’t trained to write? Other than that, I was checking out the figma dev mode MCP, which kinda gives models some guard rails… since adh”

    Post · @TemCooks · 7 Jun 2025 · open on Telegram (opens in a new tab)